Terms of Service - Boat Insurance Galveston

These Terms of Service apply to your use of the Boat Insurance Galveston website (the site). The site is operated in connection with The O'Donohoe Agency, located in Galveston, TX. By using the site, you agree to follow these terms. If you do not agree, please do not use the site. These terms are written to be clear and practical for visitors in and around Galveston, Texas, including those who boat in Galveston Bay and nearby coastal waters.

Content on this site is provided for general informational purposes and is not legal, tax, or financial advice. Insurance needs can vary based on your vessel, storage location, usage, and local conditions common to Galveston, TX (including coastal weather and storm exposure). Any descriptions of coverage are summaries and may not reflect all terms, exclusions, limits, or availability. Your actual policy terms are determined by the insurer and your application.

If you request a quote or submit a form, you agree to provide accurate, current information. Submitting a request does not guarantee coverage, pricing, or eligibility. You understand that The O'Donohoe Agency or its representatives may contact you about your request using the contact details you provide, which may include phone, email, or text. Message and data rates may apply depending on your carrier. For Galveston-area visitors, quote discussions may consider factors such as local marina requirements, storage/haul-out practices, and coastal risk considerations.

You agree not to misuse the site. This includes attempting to disrupt site operation, probing or testing security, scraping content at scale, submitting false or misleading information, or using the site for unlawful purposes. You may use the site for personal, non-commercial purposes related to learning about boat insurance and requesting information or assistance.

The site content, design, text, graphics, logos, and other materials are owned by or licensed to Boat Insurance Galveston and/or The O'Donohoe Agency and are protected by applicable intellectual property laws. You may view and print pages for your personal use. You may not reproduce, distribute, publish, modify, or create derivative works from site materials without prior written permission, except where permitted by law.

The site may reference or link to third-party websites, tools, or services (for example, mapping providers, analytics, or insurer resources). We do not control third-party sites and are not responsible for their content, privacy practices, or availability. Your use of third-party services is subject to their terms and policies.

The site is provided on an as-is and as-available basis. We do not guarantee that the site will always be available, error-free, or free of harmful components. To the extent allowed by law, Boat Insurance Galveston and The O'Donohoe Agency disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. You agree to indemnify and hold harmless Boat Insurance Galveston and The O'Donohoe Agency from claims arising out of your misuse of the site or violation of these terms.

These terms are governed by the laws of the State of Texas, and any disputes related to the site will be handled in accordance with Texas law. Because the site serves visitors in Galveston, TX and surrounding communities, venue may be appropriate in courts serving Galveston County, as permitted by law. We may update these terms from time to time by posting a revised version on this page. Continued use of the site after changes means you accept the updated terms. Contact: The O'Donohoe Agency Galveston, TX For questions about these Terms of Service, please reach out using the contact options listed on the site.