Legal

Disclosures

Website and Agency Relationship

Boat Insurance Galveston (boatinsurancegalveston.com) is an informational website managed in connection with The O'Donohoe Agency in Galveston, TX. The O'Donohoe Agency is an independent insurance agency, not an insurance company. Insurance products are underwritten by third-party insurers and are subject to their terms, conditions, exclusions, and availability.

No Guarantee of Coverage, Pricing, or Eligibility

Information on this site—including coverage descriptions, examples, tools, and calculators—is provided for general educational purposes only. Submitting a quote request, contact form, or phone inquiry does not guarantee coverage, a specific premium, or eligibility. Final terms are determined by the insurer after review of your application and underwriting factors.

Insurance Licensing

Insurance products offered through The O'Donohoe Agency are sold by licensed insurance professionals in accordance with applicable Texas Department of Insurance requirements. Licensing details are available upon request. If you have questions about who is assisting you with a quote or policy, contact The O'Donohoe Agency using the contact options on this site.

Accuracy of Information You Provide

When you request a quote or other assistance, you agree to provide accurate and complete information about yourself and your vessel. Incorrect or incomplete information may affect pricing, eligibility, or the ability to bind coverage. For Galveston-area boating, details such as storage location, marina requirements, navigation area, and storm preparedness may be material to underwriting.

Coastal and Weather Considerations

Galveston, TX and nearby coastal waters present unique boating risks, including severe weather, storm surge, and seasonal hurricane exposure. Content on this site may discuss these topics in general terms. Actual coverage for wind, storm, haul-out, or related perils depends on your specific policy language and insurer—not on summaries shown on this website.

Third-Party Carriers, Tools, and Links

This site may reference or link to third-party insurers, tools, maps, news sources, or other services. We do not control third-party content, availability, or practices. Any decision to purchase insurance should be based on the official policy documents and disclosures provided by the issuing insurer.

No Professional Advice

Nothing on this site constitutes legal, tax, or financial advice. Coverage needs vary by vessel type, usage, location, and personal circumstances. You should review policy documents carefully and consult licensed professionals as needed before making insurance decisions.

Contact and Updates

If you have questions about these disclosures or about a boat insurance inquiry in Galveston, TX, contact The O'Donohoe Agency using the contact options listed on this site. We may update these disclosures from time to time. Revised disclosures will be posted on this page and apply to future use of the site.